Job Seeker
**Transformational Leader | Strategy, Growth, Customer Excellence & Digital Transformation** With 39 years of accomplished experience across 14 diverse assignments at SBI, I have progressed from branch operations to senior strategic leadership, with expertise in strategic management, banking operations, digital transformation, customer experience, and risk governance. As State Head – Retail Business, I delivered 18% deposit growth, 55% advances growth, and 74% cross-sell growth. As State Head – Customer Experience, I reduced customer complaints by 80%. I have led 200+ branches and 2,000+ employees, managing a ₹450+ Bn business portfolio, while scaling an AUM of ₹160+ Bn and a 20,000+ client base. I also led the successful merger of 24 branches. A Certified Banking Compliance Professional with ACAMS and CFCS credentials, I bring strong expertise in AML, financial crime, compliance, and regulatory frameworks.
Career247
Nov 2025 - Present
Mu, india • hybrid
Visiting Faculty – BFSI Domain
Janaseva Sahakari Bank Limited
Aug 2025 - Present
MUMBAI, india • on-site
Banking Consultant at Janaseva Sahakari Bank Limited
State Bank of India
Sep 1986 - May 2025
KOLKATA, india • on-site
State Bank of India (39+ Years | 14 Roles) General Manager – Disciplinary Authority (HR) (2023–2025): Oversaw compliance & HR governance across 12 states & 1 UT. DGM – Business & Operations (2018–2020): Controlled 220 branches in Hyderabad. AGM / Regional Manager / Branch Head (2013–2018): Managed up to 61 branches & ₹6,600 Cr portfolio. Faculty & Early Career (1986–2013): Advanced from Banking Assistant to Branch Manager & Training Faculty.
MBA, Banking & Finance, Banking & Finance
Jun 2012 - May 2013
cgpa: 9.5
CAIIB, Banking, Corporate, Finance, and Securities Law
Jun 1994 - Sep 1996
cgpa: 9.8
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